Court Order
Debt Relief Orders (DRO), or simply court orders, were enforced in the United Kingdom on April 6, 2009. They may be regarded as a kind of insolvency solution that assists people with no assets and minimal extra income. However, they are not obtained through the courts, contrary to other debt solutions.
To qualify for a DRO you have to have debts of less than £15,000 and have no more than £300 worth of total gross assets. Debt Relief Orders were designed to provide a solution for people unable to back pay their debts within a rational period of time and for those people who are unable to improve their financial circumstances.
The full Criteria are as follows:
* Your must be a resident of UK
* Your total monthly disposable income is less than £50 per month
* Your total unsecured debts is less than £15,000
* Your total assets are less than £500
* You have not had a Debt Relief Order in the last 6 years and are not currently in any other form of insolvency solution, such as bankruptcy
To apply for a Debt Relief Order you must seek the financial advice of a debt adviser. After that an officiating intermediary can help you put together your DRO application. The intermediary can charge a fee for their time but it cannot be any more than £100. After the application has been filed and the payment received, an Official Receiver can make the order.

