Certificate of Satisfaction
A Certificate of Satisfaction acknowledges that the debt with your creditor has been paid in full and is settled. When a CCJ or county court judgement is paid off, a 'Certificate of Satisfaction' will be sent in your favour by the court. This certificate of satisfaction should be kept for your records in case any credit reference firm does not record it.
If your debt has been paid off in full directly to your creditor (and not due to intervention of a court) you will need to verify to the court that the Judgment has been satisfied or. paid in full. Additionally, the court will need the case number of the initial claim filed. The number and the name of the court are mentioned on the Register of County Court Judgments, under your name, and also on your credit reference file. The court will then issue a Certificate of Satisfaction to you and, on its own, inform the Registry Trust that the debt has been settled. There is no legal time frame within which the court must do this.
If you pay a CCJ more than a month after the actual judgment date, it stays on the register for six more years and there is no way to remove it. However, if you’ve paid the CCJ in full, you can apply to have it shown as settled by verifying it to the court and by getting a certificate of satisfaction. The court will then write to you to confirm that the CCJ is marked as satisfied. This only happens once you pay in full as partial repayment of CCJs is not recorded.

